I just refinanced :thumbs-up:
Nah....I stayed with the bank I used when I bought the house. I figured the closing costs using Ditech would have been over $10K. If you change banks, they hit you with this mortgage transfer tax on the entire mortgage amt :-o
Quote:If you change banks, they hit you with this mortgage transfer tax on the entire mortgage amt
Fucking scumbags
Quote:I just refinanced :thumbs-up:
Ooooh....lucky you! :crackhead:
I'm in the process of doing the same thing.
Hell yeah. That tax is like 0.75% of the total mortgage, then on top of that, they make you set up a new escrow account, which more or less means you're putting up a full year's worth of property taxes. That's why the costs go up so quickly. Then there are points, attorney's fees (fucking scumbag attorneys.....hiya BM :lookatme

title search.....bah, its all bullshit!
*edit - Luna, make sure you read EVERYTHING carefully before you sign. They'll tell you that you have 3 days to cancel the re-fi, but they push you through on signing the papers. I pissed the attorney off by reading everything....too fucking bad :twak:
Edited By Metalfan on 1034951139
Quote:Fuckin niggers and their menthol smokes!!
Hey, I smoke fuckin Kools and I don't have one ounce of rhythm.
Shit.....after putting in a pool and adding a guest house my property taxes have skyrocketed! UGH! :angry:
Quote:Hey, I smoke fuckin Kools and I don't have one ounce of rhythm.
That like growing up in phily and being a cowboys fan is the result of bad parenting. :-D
can i hang out with you guys?
Quote:Shit.....after putting in a pool and adding a guest house
poor baby

:lookatme: hi maymay :loveya:
Quote:Shit.....after putting in a pool and adding a guest house my property taxes have skyrocketed!
This sounds like my (hopefully) soon-to-be new house, but we have a Florida room, not a guest house.
Edited By goatweed on 1034954953
I'm poor. This is the poor man's cell. If you have more than $1000 in the bank, then you can't post here.
Gdday!
Hi Amy! :loveya:
:firebounce: maymay loves me agaiN!!! :firebounce:
My love for you never faded.....it was just lying dormant.
makes me so happy :banana: