02-18-2004, 10:03 PM
Arpikarhu Wrote:let me explain this in moron terms.Like 2% of the population is gay. Even if 25% of them get married immediately, that means even if we assume your argument is correct and individual insurance is more expensive than family insurance, the insurance industry will lose SOME premium from 1/2 of 1/4 of 1/50th of the population.
some guy is working
his company provides health insurance
they pay a small premium for his health insurance due to bulk policy
he gets a boyfriend
they marry
now boyfriend is insured through marriage
boyfriend doesnt work for company
company doesnt increase premium benefit
boyfriend covered anyway
now insurance company pays health insurance to 2 people for price of one.
insurance company unhappy
my wife was covered under my plan and my coverage premium was only increased 50 dollars a year due to the agreement with the carrier.
And from what I have been told, "family" insurance is much more expensive than single insurance. But I can't prove it since as I mentioned I've never had to look at insurance for my wife and I.
That said, you might want to look at a greater sample size than your current "1" to make definative and blanket statements.
And Keyser's post is the reason why gay people should be able to get married. How can you prevent someone from those benefits. The only argument is against. THE ONLY one is this "sanctity" BS, which only holds water from a religious or cloudy "moral" standpoint.
I only know like one gay person, but for some reason this is one of the very few social issues that I really care about.
Edited By Galt on 1077142136