08-28-2008, 06:13 AM
I got a Citibank student card during college. It's a Visa, and like crow mentioned, the rates were pretty low. To help build credit, I used it on a regular basis to fill up on gas, but that's all. I figured gas payments were something I could pay off in full without a problem, and using the card a little bit would help to give me some sort of positive gain in the credit score.