06-20-2008, 12:07 PM
You're right, credit cards are different than using a federal program to pay for your family needs. But it is a similar concept: using something other than cash on hand to pay for your bills. I think the number of people who pay off their monthly balance is very low. Many more people use the card to out-spend their income. If the credit company was to come to your door tommorow and demand that balance in full, very few could pay up. Those using government funds to pay their bills simply never had the oncome in the first place, and no one is coming to collect.