Financial Meltdown

[hotzester]

I agree that too many people behave irresponsibly and act like idiots when it comes to money, but what I disagree is that it's someone else's fault. If society is to blame, and we all live in the same society, why are only SOME people affected by it? Surely a society powerful enough to make someone want to go a quarter of a million dollars into debt is powerful enough to influence more than just a select few.

Couldn't it just be that those people are immature and irresponsible?