03-02-2009, 01:42 PM
My wife and I took the classes years ago but have only within the last 6-12 months started actually applying what we learned. When you first start out it feels like it will take forever then one day you look and you actually see an end in sight. My wife and I will be debt free in 3 weeks except for her school bill and it's such a relief. You should go to his website: http://www.daveramsey.com/ they have a bunch of free forms there you can print out, plus he has a list of endorsed local providers that he suggests doing business with.
Well, I guess that we all learned a lesson today. That it's what's inside a person that counts. And that on the inside, midgets are thieving little bastards.