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Remember our Dave Ramsey discussion?
#10
Well we couldn't have found this particular plan at a better time. Baby Step One is to set up your $1,000 emergency fund. While we could have been able to find $1,000 in a few weeks time, our tax refund is due any day now so what we're going to do is just start from scratch, and put $1,000 of that money into a new account, then use the rest to get the snowball rolling.

I've read a lot of various finance books, "get rich" books/plans, etc. Not because I necessarily want to do them. I just enjoy reading them. But Dave's book was just one of those epiphany moments when the light bulb goes off and it makes sense, but at the same time he motivates the S out of you to get started.

Budget for March is already done, and we're eagerly looking to get the snowball rolling. In just one book he completely changed how I look at everything. My credit cards are now out of service. My wife hasn't read the book yet so she's still a little reluctant, but she'll get there!
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